Terms of Service

These Terms form a binding agreement between you (or the business entity you represent) and FinFunders. By using the Services you represent that you are at least 18 years old, authorized to act on behalf of the business identified in any application, and able to form a binding contract.

FinFunders is a direct business funder offering working capital and revenue-based financing, equipment financing, lines of credit, term loans and SBA financing to qualified small and mid-sized businesses. FinFunders is not a bank. All applications are reviewed and funded directly by FinFunders.

To apply, you generally must:

• Be a business entity operating in the United States
• Have been in business for at least 6 months
• Have at least $15,000 in average monthly revenue
• Maintain an active business bank account

You agree that all information you submit is accurate, complete and current, and that you will promptly update us if anything changes. Providing false or misleading information is grounds for denial or termination.

Submitting an application is free and non-binding. Quotes, approvals and funding timelines described on this website (including “funding in as little as 24 hours”) are estimates based on typical results and are not guaranteed. Final terms, amounts, rates and timing are determined by the funding provider after full underwriting and are documented in your funding agreement.

By submitting an application you authorize FinFunders, its service providers and, when applicable, the financial institution offering a specialized product to obtain your credit information. Prequalification uses a soft inquiry that does not affect your credit score. A hard inquiry will only be performed with your consent if you proceed with a funding offer.

By providing your phone number or email address, you consent to receive calls, text messages and emails from FinFunders and its advisors regarding your application, account and relevant offers, including via automated technology. Consent is not a condition of receiving funding. Message and data rates may apply; you may opt out of marketing communications at any time by replying STOP or using the unsubscribe link.

You agree not to:

• Use the Services for any unlawful purpose or to fund illegal activity
• Submit false, fraudulent or misleading application information
• Impersonate any person or business
• Interfere with or disrupt the website or its security features
• Scrape, crawl or harvest data from the site without permission
• Reverse engineer or copy any part of the Services

All content on this website — including the FinFunders name, logo, text, graphics and design — is owned by or licensed to FinFunders and protected by intellectual property laws. No rights are granted except as expressly stated in these Terms.

Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use and protect your information. The Privacy Policy is incorporated into these Terms by reference.

The Services may link to or rely on third-party websites, lenders, payment processors and analytics providers. We are not responsible for the content, policies or practices of third parties, and your dealings with them are solely between you and them.

The website and services are provided “as is” and “as available” without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose and non-infringement. FinFunders does not warrant that the site will be uninterrupted, error-free or secure, or that any funding estimate will match a final offer.

To the maximum extent permitted by law, FinFunders and its officers, employees and partners shall not be liable for any indirect, incidental, special, consequential or punitive damages, or for lost profits, revenue or data, arising from your use of the Services. Our total liability for any claim shall not exceed one hundred U.S. dollars ($100.00).

You agree to indemnify and hold harmless FinFunders from any claims, damages, losses and expenses (including reasonable attorneys’ fees) arising from your breach of these Terms, your violation of any law, or your misuse of the Services.

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules. Any dispute arising out of or relating to these Terms or the Services shall be resolved through binding arbitration on an individual basis, except that either party may bring claims in small claims court. You waive any right to participate in a class action.

We may modify these Terms at any time. Material changes will be posted on this page with an updated “Last Updated” date. Continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

Questions about these Terms? Contact us: